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Buying a Business - Understanding Small Business Financing

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As a business broker I am frequently discussing with clients and prospective buyers methods of small business financing. Once a buyer and seller agree on price and terms, it all boils down to due diligence and financing. A lot of factors can determine how lenders will view your deal. It will depend on the type of lender, type of business, and what kind of assets does the business own that can be used as collateral. Is there real estate involved in the transaction? A commercial banker or loan broker will show you what factors matter most and get your deal funded with their products. Cash and Equity Of course, if you're paying all cash, none of this is your concern, however 100% cash deals are not the norm. Every business is unique and different, but one thing is certain before you seriously consider pursuing a business for sale: You or one of your partners will need sufficient liquid capital or equity for anyone to finance your deal. Bank Financing The stories of a "no ...
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Business Finance - Do You Need Huge Capital to Start Your Business?

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I was having this conversation with a business coach colleague yesterday. She deals with a lot of business owners, especially those starting out and those experiencing rapid growth. She'd been doing some research and one article she read suggested that a major reason that businesses fail is because of a lack of capital. This got me thinking about how people fund their ventures and whether they need a lot of capital to start their own business. To be honest this really depends. If you are a product based business obviously you will need capital to invest in product but, if you were to start a service based business, you can often times get your business started with little or no investment plus time. You will need some capital though and there are some options available to you: Friends and Family- Many people look to family and friends to fund their business ventures, especially if the funding required is small. Family and friends will generally offer you generous repayment ter...
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Tattoo Pictures Gallery

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Anyone who is seriously into tattoos will tell you how long it takes to choose the right one. After all they should last a lifetime so are not something to be rushed. It can take up to 20-30 hours to find the right tattoo design. But that is only the first step. If you are serious you will want to have something that is unique and not taken from a book or or copied from a picture in a tattoo gallery . A tattoo should speak about who you are and not be ripped off someone else. Not only that but a lot of artists will refuse to copy another artists work. And quite rightly. While you can be done for copyright infringement for copying another person's work in other mediums the same rules don't seem to apply to tattoo art. It is still a form of plagiarism to take another persons artwork and reproduce it as your own. In any other form this would result in legal action. So just because there is no precendent set for copyright infringement does not mean its is cool to claim...
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